Wind, hail, and fallen trees damage roofs across Northeast PA every season. Here's exactly what to do — written by a roofing contractor whose owner is a former State Farm insurance adjuster.
Roof Positive's owner, Chris White, spent over a decade as a national catastrophe insurance adjuster — building and supervising thousands of roofs after hail storms, tornadoes, and hurricanes. He knows exactly how insurers evaluate claims, and he documents your damage the way an adjuster would, so it's not missed.
Follow these in order to protect your home and your claim.
After the storm passes and it's safe, photograph everything you can see from the ground — missing shingles, fallen limbs, dented metal, water stains inside. Note the date and time of the storm. This is your evidence.
Call your insurance company to open a claim as soon as possible. Have your policy number and a short description ready. Ask what your deductible is and whether you need an adjuster visit.
Schedule a professional storm damage inspection before the insurance adjuster arrives. A contractor documents the wind and hail damage with photos so nothing is missed — especially hail damage that's hard to see from the ground.
Have your contractor on site when the insurance adjuster inspects. With photo documentation and an expert present, damage is far less likely to be overlooked or underpaid.
Once the claim is approved, get an honest assessment. A few lifted shingles may only need repair. Widespread damage may need replacement. Aging but sound shingles could be rejuvenated instead. Roof Positive gives you the straight answer.
Tick the damage signs you’ve noticed and the steps you’ve already taken. We’ll turn your answers into a pre-filled inspection request so your contractor arrives already knowing your situation.
Check off at least one item above to build your inspection request.
Free & no obligation. Your answers pre-fill the inspection request so our team arrives prepared.
Common signs of wind and hail storm damage include missing, lifted, or curling shingles, granules piling up in your gutters, dents or dimples in metal flashing or vent caps, water stains on ceilings, and leaks after a storm. A professional storm damage inspection with photo documentation is the most reliable way to confirm damage, especially hail damage that is hard to see from the ground.
First, document the damage with photos and notes as soon as it is safe to do so. Second, contact your insurance company to open a claim. Third, schedule a professional storm damage inspection so a contractor can document wind and hail damage with photos before the insurance adjuster arrives. Fourth, meet the adjuster on site with your contractor present so no damage is missed. Roof Positive's owner is a former State Farm insurance adjuster and can handle this documentation for you.
Yes. Roof Positive's owner, Chris White, is a former State Farm insurance adjuster with more than a decade of national catastrophe experience. He personally documents wind and hail damage with photos and meets the insurance adjuster on site so your claim is not missed or underpaid.
If wind, hail, or a fallen tree caused the damage, most homeowners insurance policies cover roof repair or replacement subject to your deductible. The key is thorough photo documentation of the damage. A contractor with adjuster experience — like Roof Positive's owner — helps ensure all damage is documented so the claim is approved and fully covered.
It depends on the extent of the damage. If only a few shingles are lifted or a small section is damaged, a targeted repair may be enough. If the storm damaged a large area or the roof was already aging, replacement may be the better long-term choice. For aging but sound shingles, roof rejuvenation can add years of life. Roof Positive gives an honest assessment of whether you need repair, rejuvenation, or replacement.
Get a free storm damage inspection from a former insurance adjuster. We'll document everything and help you get the claim you're owed.